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Products We Co-Create

Have a look at some of the products we co-create and how we contribute to delivering real customer value.

The Magical Stuff We Work On

Find a collection of example projects and products we currently work on.

Copernicus

We have developed a custom CRM solution designed for professionals to engage with customers.

R-Flex

R-Flex is the foreign exchange solution by RBI Group designed to simplify and make currency exchange more secure.

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myRaiffeisen

myRaiffeisen is here to improve the customer experience and business processes for institutional and corporate customers.

T24 Hub

T24 Hub is a central competence and delivery unit supporting key core banking projects within the RBI Group.

T24 Hub

T24 Hub is a central competence and delivery unit supporting key core banking projects within the RBI Group. It is involved in technical system upgrades carried out for Tatra Banka, Raiffeisen Bank International AG – Branch Beijing, and Raiffeisen Bank Kosovo. At the same time, it supports migration projects, including data migration at Raiffeisen Bank Kosovo, migration of the existing core banking system at Raiffeisen Bank Bosnia and Herzegovina, as well as system migration at Tatra Banka Slovakia.

Benefits of our Hub

  • Economies of scale – shared use of experts for similar tasks and flexible allocation between RtB and CtB.
  • Team stability – a central R&D hub offering diverse and engaging tasks, increasing commitment and reducing turnover.
  • Shared standards and knowledge – creation of proven tools and practices used across multiple banks within the Group.
  • Efficient resource management – stronger negotiating position and better use of external support without downtime.
  • Agility – flexible resource allocation and involvement in both maintenance activities and ambitious projects.

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Small Tickets Landing

STL is a decision-making engine that integrates with local systems to assess customer creditworthiness and support process automation using data from RBI Group banks and public sources.

Small Tickets Landing

STL is a decision-making engine that integrates with local systems to assess customer creditworthiness and support process automation, using data from RBI Group banks and public sources.

The assessment performed by the engine focuses on two main areas:

  1. Determining whether the customer qualifies for the fast-track path offered by STL.The verification covers a range of criteria, such as customer type, rating (or its approximation in the case of prospects), current level of indebtedness, cash flow, length of the relationship with the bank, etc.
  2. Determining the maximum financing amount—both in terms of time horizon and product scope—that the bank can offer to a given customer.

Currently, STL is live and operating in production at Tatra banka. In 2025, banks in Serbia, Albania, and Romania will start using the engine.

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NMADB

NMADB, or New Master Agreement Database, is a project carried out within the IC Experience area. Our tasks include creating new solutions to replace the current VDB system.

NMADB

NMADB, or New Master Agreement Database, is a project carried out within the IC Experience area. Our tasks include creating new solutions to replace the current VDB system.

Our goal is to build a modern and scalable system from scratch for managing framework and product agreements in the Treasury domain. The system will be used not only by employees at our Headquarters but also by staff at any of the 14 Group Banks, each with access limited to their own data. The system will allow defining and entering new agreements, describing them with a range of parameters that can be used, among other things, for searching or retrieving key contract characteristics—without the need to read multi-page paper documents.

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ESG Data Hub

It is a project which address issues related to European Union requirements regarding ESG. Our project currently consists of three key components: GAIA, ESG Datahub, and Data Quality.

ESG Data Hub

This project addresses European Union ESG requirements. The team currently operates in three key areas: GAIA, ESG Datahub, and Data Quality. It works iteratively, combining technological expertise (APEX, Java, Angular) with domain knowledge to deliver effective and flexible solutions for the business.

GAIA

The Green Assessments Identification App enables automated evaluation of client compliance with EU ESG requirements. The system replaces outdated solutions and allows headquarters staff and RBI Group banks to verify ESG data only for their respective areas.

ESG Datahub

The team collects and integrates all ESG data in one place, streamlining information flow to operational systems and generating business insights. It integrates various data formats, stores datasets from external providers, creates an ESG 360-view, and uses analytics to support business decision-making.

Data Quality

The goal is to ensure ESG data quality and meet BCBS 296 requirements on operational risk management. The system allows monitoring, assessing, and mitigating operational risk, supporting the bank’s financial stability.

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Want to know more about our services?

Check out our Tech Blog to explore the details of our projects and specific case studies.

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